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john mce's Articles in Mortgage

  • House Prices Continue To Fall - A Light At The End Of The Tunnel?
    House prices dropped another 2.2% in October this year, according to the Halifax, contributing to a 13.7% drop over the last 12 months. This means the average UK home now costs 168, 176 pounds, nearly 30k than exactly a year ago.
  • How Much Is Your Endowment Policy Really Worth?
    Endowment policies have received bad press in recent years, due to many people's policies not maturing at the value they may have been expecting. If you have an endowment policy but are unsure about how much it is actually worth, you may want to read on.
  • What To Do If You Have Been Mis-Sold An Endowment Policy
    Complaining about your mortgage or endowment can be a drawn out affair of phone calls, letter writing and waiting. But if there is a problem with your policy which can be linked to unsuitable advice given by the provider, the matter should be addressed.
  • Government Aid Package To Help First-Time Home Buyers - More Stamp Duty Exemption
    The newspapers might be full of doom and gloom but the credit crunch and general economic downturn has to be good news for someone. Despite the stories about first time buyers being forced out of the market by banks refusing them large mortgages, the housing recession poses a great opportunity for those wishing to get their first foot on the ladder.
  • In Recession, Selling Your Endowment Policy May Save Your Home From Repossession
    In the 80's endowment policies were all the rage, for first time buyers and home-owners alike, they promised massive returns by combining investment growth with life insurance. In theory the endowment policy should grow over a period of 25 years so that the policy holder has a large lump sum that is capable of repaying the original loan and leaving some excess to play with.
  • Various Ways To Raise Money In The Credit Crunch
    A few ideas for those needing to raise extra finance to avoid financial difficulties and eviction.
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