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Seb Frey's Articles

  • Avoiding Foreclosure by Selling your Home First
    One of the best ways for a person facing foreclosure is to sell their property before it's too late.
  • Best Beaches of Santa Cruz County
    This article explores the variety of incredible beaches to be found in Santa Cruz, County, California.
  • Best Hiking Trails of Santa Cruz County
    Santa Cruz, California is famous for, among other things, its natural beauty. This article explores some of the best hiking trails in Santa Cruz county.
  • Best Improvements for Your Santa Cruz Home Before Resale
    When you go to sell your house, you want to wring every dollar out of it. This article explores things you can do to increase the resale value of your Santa Cruz home.
  • Best Surf Spots in Santa Cruz County
    Santa Cruz, California is also known as "Surf City, USA." This article explores some of the best surfing spots in Santa Cruz county.
  • Buying a Condo May Be Smarter Than Buying a House
    For many types of people, a condominium may be a smarter buy than a single-family residence. This article explores this issue.
  • Buying Bank-Owned Foreclosure Real Estate
    A great deal of confusion surrounds buying bank-owned REO foreclosure real estate. This article explores this process.
  • Buying Property at a Trustee's Sale/Auction
    A great deal of confusion surrounds the issue of buying foreclosure real estate at the Trustee's Sale. This article explores that process.
  • Buying Red-Tagged Properties in Santa Cruz
    Many of the cheapest homes in the Santa Cruz Real Estate market have red-tags. This article explores the ins and outs of buying red-tagged properties.
  • Capitola Beach: A Wealth of Fun and Excitement
    Capitola, California is a beautiful area about 70 miles south of San Francisco. It's a great place to spend a day, weekend, or an entire summer! Learn about what makes Capitola such a wonderful place.
  • Cash and Credit for a Real Estate Purchase
    This article discusses the cash and credit requirements for the purchase of real property.
  • Choosing a Great Realtor in Santa Cruz
    Santa Cruz, California is a very diverse area, with many distinct and distinctive micro-markets. When you're looking for a Realtor in this area, be sure you know someone who can really deliver.
  • Common Mistakes Made by Santa Cruz Real Estate Investors
    Many would-be investors have lost a lot of money buying Real Estate in Santa Cruz. This article explores common mistakes made by investors in this area.
  • Determining if Land is Legally "Buildable"
    In many areas of the country, planning departments have strict procedures that must be followed before they will grant a building permit. This article explores some of the requirements many counties impose.
  • Estimating the Likely Sale Price of Your Santa Cruz Home
    Everyone wants to know, "How much is my house worth?" This article examines how you can estimate the likely sale price of your home.
  • FHA 203K Loans for Dummies
    This article explores the FHA 203K "Rebab" loan.
  • Financial Considerations in the Sale of a Home
    When selling a home, there are many financial considerations you need to make. This article explores some of them.
  • Financing the Purchase of Raw Land & Construction of a Home
    Most people are not aware of the ins-and-outs of financing for single-family residence construction projects on bare land. This article provides a run-down.
  • Finding a Good Vacation Rental in Santa Cruz
    If you're planning a visit to Santa Cruz, California, you should plan on staying longer than a weekend! This article explores finding a good vacation rental property in Santa Cruz, California.
  • History of Capitola, California
    Many people come to Capitola, California on vacation, but few of them realize its rich history. This article explores that history to lift the veil of secrecy.
  • History of Scotts Valley, California
    Scotts Valley is considered by many to be a distant suburb of Silicon Valley. But there is much more to the story of Scotts Valley. Read on.
  • History of the Santa Cruz Beach Boardwalk
    Hundreds of thousands of people visit the Santa Cruz Beach Boardwalk every year, but few are aware of its rich history. This article explores the history of the Santa Cruz Beach Boardwalk in detail.
  • History of Watsonville, California
    Watsonville, California is a quiet little town in southern Santa Cruz, County. This article explores its rich history.
  • How to Buy a Santa Cruz Vacation Rental
    Many investors think about Santa Cruz as a good area to buy vacation rental property. This article explores the process of purchasing a home in Santa Cruz for the purpose of having a vacation rental.
  • How to Choose a Santa Cruz Realtor
    Before you choose the house you want to buy, you should choose a good Realtor. This article explores choosing a Santa Cruz Realtor.
  • How to Get the Best Interest Rate on a Home Loan
    It is very important to get the very best interest rate when buying a house with a home loan. It can save you many tens of thousands of dollars over the life of the loan.
  • How To Make Money With Fixer-Uppers
    When it comes to buying and selling "fixer upper" properties for profit, many have tried and many have failed. This article explores how to succeed with fixer uppers.
  • Location is Crucial in Real Estate Investing
    You've heard it a thousand times: the three most important things in real estate are location, location, and location. What is true for buying your home is also true for buying investment real estate.
  • Marketing Real Estate in Santa Cruz
    Many people think being a Realtor is an easy job - stick a "for sale" sign on the front lawn and post the property For Sale in the MLS and collect a big commission check in a few weeks or months. The reality is quite different! Read on.
  • Negotiating a Short Sale with Your Lender
    The trickiest part of buying "pre-foreclosure" or "short sale" real estate is negotiating with the lender. This article examines this aspect of the deal.
  • Put Yourself in the Buyer's Shoes
    When selling your house, it's important not to think of it as your house - think of it as a buyer might think of it. This article explores some things that turn off buyers, and also things that buyers look for.
  • Questions to Ask Before You Buy a House in Santa Cruz
    Buying a house is a big decision. Before you buy, there are some questions you need to ask.
  • Quick Fixes to Improve a Santa Cruz Fixer Upper
    Interested in buying, and perhaps flipping, a fixer-upper in Santa Cruz? This article explores some of the common rehabs done in the Santa Cruz area.
  • Quick Tips to Boosting Curb Appeal of Your Santa Cruz Home
    Curb appeal is extremely important when attempting to sell your Santa Cruz real estate. This article explores some quick tips for boosting your home's curb appeal
  • Repairing a Home Before Sale
    Before a seller puts a home on the market, it is a good idea to do at least some repair work to make the home look its best. This article looks at the kinds of repairs to consider doing, and which to skip.
  • Santa Cruz Architectural Styles
    Santa Cruz, California has some amazing architecture, and this article explores some of the styles found in the area.
  • Santa Cruz County Foreclosure Real Estate
    Many people are interested in buying Foreclosure Real Estate in Santa Cruz County. This article explores various aspects of the local Foreclosure Real Estate market.
  • Santa Cruz Landmark Buildings
    There are some buildings in Santa Cruz, California that can be called true landmarks for the Santa Cruz area. This article explores some of those buildings.
  • Selling a Home "As-Is"
    What does it mean when a home is sold in California in "As Is" condition? This article explores what that means.
  • Steps to Prepare Your Home for Sale
    There is a set of minimal steps that should be taken to prepare any home for sale. They are simple and affective - and very necessary.
  • Student Rentals Make a Great Real Estate Investment
    In a "University town" there is usually a heavy demand for rental housing. A savvy investor would do well to take advantage of this situation!
  • The Best Santa Cruz Attractions
    Santa Cruz, California is an area of surpassing beauty and charm, which draws people from around the world to experience is abundant splendors. This article explores many of the wonderful attractions in the area.
  • The Case for Buying a Fixer-Upper in Santa Cruz
    Santa Cruz, California is a very special area - it must be, since it has one of the highest median home prices in all of the United States! Read about what people are doing to be able to afford to buy real estate in this area.
  • The Importance of Inspections on Your Santa Cruz Home Prior to Resale
    Many sellers think it is the buyer's responsibility to do home inspections - and it is. But a smart home seller will do inspections before putting a house up for sale.
  • The Importance of Location in a Santa Cruz Real Estate Purchase
    Nothing is more important than the location of real estate. Location is king. This article explores the importance of location in the purchase of real estate.
  • The Santa Cruz MLS
    This article explores the Multiple Listing Service used by Realtors in Santa Cruz County, California.
  • Timing the Purchase of Your Santa Cruz Home
    Some Real Estate advocates will tell you that it's always a good time to buy real estate - but is it? This article explores factors that come into play when timing the purchase of your Santa Cruz home.
  • Toxic Mold in Your Santa Cruz Home and What to Do About It
    Many home owners and would-be home buyers have legitimate fears and concerns about the presence of mold, toxic or otherwise, in their homes.
  • Types of Santa Cruz Real Estate
    There are a variety of types of Santa Cruz Real Estate, and this article explores the main types.
  • Typical Lender Required Repairs for FHA Loans
    When getting FHA financing to purchase a home, it is important to know that the FHA guidelines will often require repairs to be made to the home before the purchase will be approved. This article explores some of those common repairs.
  • Valuing the Cost of Land in Santa Cruz County
    A look into the cost of land in Santa Cruz County, California
  • What Are Closing Costs and How to Reduce Them
    Many buyers are surprised by the amount of fees involved in purchasing a home, aside from the cost of the home itself. This article discusses those fees and how to reduce them.
  • What Makes a Good Santa Cruz Real Estate Investment
    If you are considering investing in Santa Cruz real estate, this article may help you decide which kinds of properties best fit your investment goals.
  • What to Look for in a Title Insurance Policy
    Title Insurance is required by most lenders who loan on residential property. This article discusses what to look for in your title insurance policy.
  • Why Invest a Santa Cruz Beach House?
    There are many great benefits to owning some Santa Cruz Beach Real Estate. This article explores the ins and outs of this market segment.
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