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Rayven Perkins's Articles in Credit

  • Payday Loans, Not an Option, But a Trap
    Have you considered taking out a payday loan or cash advance? In theory, they seem harmless enough. You get to spend payday money a little early with what seems like minor fees. Find out how those fees can cripple your income!
  • Credit Reporting Agencies Are Not Your Friends
    There are a lot of myths and rumors regarding credit reports and credit reporting agencies. This article aims at dispelling them.
  • Credit Problems and Poor Credit Can Affect Your Entire Life
    As a stay at home mom, it is your responsibility to set a good example for your children. Having poor credit can give them a very valuable, but negative, lesson.
  • Bankruptcy, When All Else Fails
    Sometimes things go too far, and we are trapped in a well without a ladder. If your financial situation is so far out of hand that you are about to break, bankruptcy may be your only option.
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