Melih Oztalay's Articles in Insurance

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Keeping The Best In Texas By Offering Health Insurance Benefits Every small business in Dallas, Houston and throughout Texas wants to attract high quality individual employees who will contribute to the growth and success of the company. Limited Benefit Health Insurance - Is It A Good Deal For Your Employees In Texas? As a small business owner, you're always looking for ways to save money. Some employers have found that buying cheap group health insurance is one way to go. The Ball's In Your Court - Consumer-Driven Health Insurance On The Rise In Texas If you were given just $1,500 to purchase groceries annually, you'd be a lot more careful about how you spend your money. You'd peruse the supermarket flyers, shop around for the best deals, and forgo the more expensive items, like lobster and steak. Coverage That Keeps Your Business Healthy In Texas As with many other things, when it comes to buying group health insurance, there is strength in numbers. And big numbers have traditionally gotten the best deals. Currently, a large number of individuals in Dallas, Houston and throughout Texas obtain coverage through their employers. How To Apply For Health Insurance For Your Business In Texas If you own a small business in Dallas, Houston or anywhere else in Texas and are looking for a health insurance provider for your employees, here's a standard list of business data you'll need to provide. Considering Health Savings Accounts Since Health Savings Accounts (HSAs) were created by the Medicare bill signed into law in 2003 they are being considered by more and more Texans as a health insurance option. Here is a quick overview on a complicated subject. The High Deductible Health Plan - What Is It And How Does It Benefit Me? Benefits experts are stating that conventional coverage, such as health maintenance organizations (HMOs) and preferred provider organizations (PPOs), are still the main types of healthcare plans. Tax Considerations Of Health Savings Accounts Since Health Savings Accounts (HSAs) were created by the Medicare bill signed into law in 2003 they are being considered by more and more Texans as a health insurance option. Could President Bush's Healthcare Tax Plan Help Individuals In Texas? The healthcare insurance tax plan proposed by President Bush is designed to reduce the number of people who do not presently have health insurance - reported by the Census Bureau to be 47 million in 2005, or 15.9 percent of the population. How You Can Reduce Medical Expenses For Health Insurance Healthcare costs on the rise, but there are a number of ways to lower your medical expenses. Pre-Existing Conditions And How They Can Affect Your Individual Health Insurance There are nearly four million Texans with some type of "pre-existing medical condition." Besides having difficulty obtaining health insurance, these Texans may experience other insurance-related problems, including claim denials, higher premiums, cancellations, or refusals to renew their policies. Medical Bankruptcies - The Growing Reality Catastrophic illnesses are claimed to have triggered approximately half of all personal bankruptcies in the United States. Limited Benefit Health Insurance In Texas - Is It A Good Deal? These days, everyone is looking for ways to save money. Some have found that buying cheap health insurance is one way to go. And while this has its upside, you should be careful, because you may end up with a health crisis. Ensuring COBRA Doesn't Take A Bite Out Of Your Wallet If you lose your job in Dallas, one of the many questions you'll have is: "Will I lose my health coverage, too?" If you're an employee at a company that has 20 or more employees, and you leave your group plan for reasons other than gross negligence, then you'll be offered COBRA continuation coverage. Health Insurance Basics In Texas Health insurance. Everyone needs it, but not everyone has it. And with medical expenses on a seemingly endless rise, paying out-of-pocket for them could land you in the poor house. Insuring Yourself In Texas It began with phasing company funded retirements out and phasing 401ks in. Now the new trend in corporate America is for employees to purchase their own health insurance benefits. Health Insurance In An Unmarried Relationship Thanks to the gay rights movement and the increase of both unmarried heterosexual and homosexual couples living together throughout Texas and the United States, the workplace trend toward domestic-partner benefits is improving the lives of many committed couples, regardless of sexual orientation or marital status. Auto Insurance Principles Should Apply To Health Insurance Many Americans rely on their automobiles to get to work. No automobile means no job, no rent or mortgage money, no food. You Are What You Eat And How It Affects Your Health Insurance Growing waistlines equal growing healthcare costs. At least that's how it seems regarding health and health insurance.

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